Eligibility Criteria
- Applicant should own or have valid rights in an acceptable property.
- Property must have a clear title, subject to legal review.
- Property should be located in serviceable Pan-India city locations.
- Thorough income/business profile review will be conducted.
- Co-applicant or guarantor may be required depending on profile.
- 2 guarantors are compulsory where applicable.
- Independent property valuation is strictly required.
Required Document Checklist
- PAN Card
- Aadhaar Card
- Valid Address Proof (Utility bill, Passport, Voter ID)
- Passport-size photographs
- Recent Bank statements (usually last 6-12 months)
- ITR / Income proof for last 2-3 years
- Business financials (P&L, Balance Sheet) if self-employed or business owner
- Details of existing loans and repayment tracks, if any
- Title documents establishing ownership
- Previous Sale deed / Chain agreements
- Latest Property tax receipt
- Approved building plan, if applicable
- Valuation-related documents
- Encumbrance certificate or legal documents, if required
- GST registration certificate
- Company PAN Card
- Partnership deed / Certificate of Incorporation / MOA / AOA
- Business address proof
Ready to evaluate your property?
Share your requirement and available property details for an initial eligibility review.
Apply Now