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How It Works

A transparent, step-by-step process to secure your property-backed funding.

7-Step Approval Process

1

Submit Enquiry

Fill out our online application form or contact us via phone/WhatsApp with your basic funding requirement and property details.

2

Discuss Requirement

Our experts will connect with you to understand your financial goals, property status, and business/personal profile.

3

Share Documents

Provide the necessary KYC, financial, and property documents securely for initial review.

4

Property Review & Valuation

An independent valuation and legal due diligence of the property will be conducted to determine its current market value and clear title.

5

Eligibility & Offer Discussion

Based on the property valuation and profile review, we will present a tailored funding offer, discussing LTV, interest rate, and tenure.

6

Final Documentation

Completion of all legal agreements, mortgage creation, and securing the 2 required guarantors.

7

Disbursal Process

Upon successful completion of all formalities, the approved loan amount is disbursed into your designated account.

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Loan Against Property process and documentation support

Frequently Asked Questions

A Loan Against Property (LAP) is a secured loan provided by pledging your residential, commercial, or industrial property as collateral. It allows you to unlock high-value funds for business or personal use without selling your asset.

The rate starts from 7.5% p.a. Final rate depends on applicant profile, property valuation, documents, risk assessment, and approval.

Yes, we accept various properties including commercial property, residential property, plot/open land, row houses, and factory/industrial setups subject to clear title and location serviceability.

We arrange funding ranging from a minimum of ₹2 Cr up to ₹1000 Cr. You can get funding up to 60% of the current market valuation of the property.

Yes, 2 guarantors are compulsory where applicable to secure the funding.

No, 7.5% p.a. is the starting rate. The final rate depends on applicant profile, property valuation, documents, risk assessment, and approval. Special cases, like NPA-related funding, may be evaluated separately and generally carry a higher rate (e.g., around 9% p.a., if approved).
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